Many individuals want to own the latest Samsung mobile phone, but high costs often hinder this wish. However, worry no more as this no longer stands as a hindrance, thanks to the advent of the Equated Monthly Installment (EMI) facility.
The main highlight is that you can now buy a Samsung mobile without a credit card on EMI. Here’s how.
Step-by-Step Guide to Buy Samsung Mobile Phones on EMI without a Credit Card
The step-by-step process can be broadly classified into offline and online methods. Both processes involve multiple steps, including the selection of the Samsung mobile phone model, choosing the EMI option, completion of the KYC process, and ultimately, the approval stage.
Offline Method
- Visit the nearest partnered store that offers EMI facility.
- Select the Samsung mobile phone that you wish to buy.
- Choose the ‘No Cost EMI’ option at the billing counter.
- Provide necessary KYC documents such as Aadhar card or PAN card, for verification.
- Await approval. Once approval is granted, take home your new Samsung phone.
Online Method
Browse through E-commerce sites or the official website that offers EMI facilities.
- Select the Samsung mobile phone of your choice.
- At the checkout page, select the ‘No Cost EMI’ option and choose a plan that suits you best.
- Complete the KYC process online by submitting the necessary documents.
- The verification process goes on in the background, and upon approval, your phone will be delivered to your doorstep.
Benefits of buying Samsung mobile without credit card EMI on Bajaj Finserv
The primary advantage of buying a Samsung mobile without credit card EMI is that it is accessible to a greater population. Not everyone has a credit card, and this facility increases the customer base significantly.
Moreover, buying a mobile phone on EMI enhances your credit rating. It acts as proof that you are capable of managing your finances and are trustworthy for future transactions. This instills confidence in financial institutions for future loans.
Bajaj Finserv offers the Insta EMI Card, which allows people to buy their favorite Samsung mobile without a credit card on EMI. The benefits of using the Bajaj Finserv Insta EMI Card include a high loan amount up to 1.6 lakhs, flexible tenures ranging from 3 to 24 months, nominal processing fees, no hidden charges, and lastly, the “No Cost EMI” feature. You only pay for the cost of the phone and not a penny more.
Applying for Bajaj Finserv Insta EMI Card
To apply for the card, online or offline, follow the simple steps.
- Visit the Bajaj Finserv official website or a partnered store.
- Choose ‘EMI Network Card’ in the menu.
- Choose ‘Apply Now’ and fill the online form.
- Pay the one-time registration fee.
- Await approval.
After receiving your Bajaj Finserv Insta EMI card, shopping becomes incredibly easy. For online shopping, select a product and choose Bajaj Finserv EMI in the payment section. Offline shopping offers a similar experience. Choose a product at a partnered store and present your Bajaj Finserv Insta EMI card at the payment counter.
Conclusion
Owning a Samsung mobile without a credit card EMI has never been easier. Bajaj Finserv’s offering not only eliminates the need for a lump sum payment but also improves your credit rating. So, go ahead and grab your dream Samsung mobile phone today with comprehensive and flexible EMI options!
