How sure are you that you don’t need mountain bike insurance? Look, I know it’s easy to say that you’re unlike to ever get to the point where you need mountain bike insurance, but I would seriously beg to differ. You should know that riding a mountain bike on rough terrain can give you many causes for needing mountain bike insurance; in fact riding anywhere on your mountain bike is cause to have mountain bike insurance. Even if you don’t use your bike so much, you could use mountain bike insurance in order to protect yourself against potential theft or accidental damage. That said, what is the point of owning a mountain bike if you don’t intend to actually ride it? There is zero point behind having a mountain bike if you never use it, and if you’re going to use it you’re going to need mountain bike insurance to keep yourself covered, understand? When buying a mountain bike insurance policy you should probably be aware of what exactly you’re buying into. If you don’t intend to use the bike, don’t get a mountain bike insurance policy, or else you’ll just be effectively stealing your own money to pay for a service you don’t use. If you’re a casual bike rider be sure to get mountain bike insurance that covers against theft and damage.
If you’re more into your biking than most, take a look at combining a mountain bike insurance policy along with a general injury policy just in case your bike gets trashed in an accident and you end up injuring yourself in a way that prevents you working. This is really only for those who are very much into their mountain biking and like to take on challenging terrain. Make sure to take all available safety precautions though, or else your mountain bike insurance policy and injury policy may pick up on these lapses of judgement and decide not to pay out based on what you’ve told them. Be smart with your mountain bike insurance, pick a policy that matches you and do everything you can to ensure you follow the rules it sets.
Mountain Bike Insurance from velosure.co.uk. Our standard insurance covers theft, accidental damage as well as other items. Visit us today for a Bicycle Insurance UK.
