Running your own business can be a very time consuming. There are so many things you need to constantly monitor and account for whilst running the day to day tasks of the operation. Depending how big your company is and what industry you work in, insuring commercial vehicles may be one of those tasks.
There can be a lot of administration work associated with vehicle insurance, especially if you have a number of them to insure. A lot of the time, people will need to use various vehicles at different times if you have multiple jobs that coincide with one another.
This situation will inevitably become tricky if you have a large work force with multiple vans or cars in the business. Having to continually ring up your insurance company to change names on individual polices can be very time consuming and costly. There are options where you can opt for an ‘any driver’ policy but again, this is can be expensive.
Commercial fleet insurance can save businesses time and money with regards to vehicle insurance. This type of insurance allows a company to insure all their vehicles on the same policy and provides you with the flexibility to have as many drivers on the policy as you wish to have access to the vehicles that are insured. There will be individual terms and conditions that will apply with each insurance company but these can be obtained when you run through a quotation.
Fleet Insurance will mean there is only one renewal date so you won’t need to worry about each individual vehicles renewal date and it will also mean that you don’t have to consider who is driving each vehicle as they offer a flexible open policy. As long as all your employees fit the criteria of the insurance company they will be eligible to drive on the fleet policy.
Some insurers will stipulate certain criteria for your divers but this can be discussed when you confirm your business and personnel details.
If you are giving information to obtain an insurance quote you must make sure it is as accurate as possible. Providing inaccurate information may lead to your insurance being invalid in the event of a claim.
For more information please visit – www.autonetinsurance.co.uk/business-insurance/fleet-insurance
